How to Load Serve from Chase Cards Online

Why Templates? gives you a set of valid reasons on why to use such templates or basic workflow diagrams on a day-to-day basis. To summarize, if you run out of big bonus spend cards (or soon enough you will), the world of category rewards aint so bad. You could make some decent money, though not as much as the 100k or 75k cards. But still, I think it makes sense to pursue this during lull times. The reason to use templates is to simplify your process and think less about which cards and where to spend. I just print them out and put it in my room or car. If you wanna go real agile (software programmers know what I am talking about), you could print it out and paste it in your study room or bed room. Trust me, it just frees up the mental resources down the line. These money loading business could quickly go out of hand with you not knowing where you loaded and how to verify it, which store to go and which card to put the spend on. The best way is to just write it down, the good old-fashioned way. Eventually, it will evolve to just a bunch of templates that you could be tweaking as these rewards structure, the way the prepaid cards are loaded and the credit card programs inevitably change.

This post details about how to load Credit Cards and Debit cards money into Serve or BlueBird from American Express online. Note that there is a limit of $1000 as of now. The process is fairly straight forward and should not ideally require a picture below. But in the interest of just having it as a process, I put them in a diagram. I refer to this picture and open a spread sheet where it mentions whether this action has been done for this month. If not, I simply log into the Serve website and then set up an auto pay using the Add Money Settings for the next 5 days. Then check back again after a week, update my spreadsheet. Rinse and repeat every month.



Unlike Bluebird, Serve allows loads online up to $1000 from both a credit card as well as debit card. If you have ISIS Mobile payment, this limit is bumped by $500 each.



The debit card program is similar to the credit card one. For Amex prepaid cards, Serve and Bluebird, you have to call them and verify your identity before they allow your cards to be linked. Hence, I just stick with cards that I will use for a long time. For credit cards, the Chase ones or Citi ones are usually good and earn points while Amex credit cards don't earn any points. For debit cards, the best ones are the local credit unions or ones like Fulton Bank or any other regional banks. I am yet to experiment on Airlines debit cards though they seem to earn 2 points per dollar spent.

Is it worth it, one may ask? Well, that is up to you. If you look at an annual basis, that is $120 on one card. So for credit as well as debit card, that is likely $240, though you may fall short on the debit card portion but still you may get something like 2500 reward miles. All for just routing your bill pay from your debit card to Serve card. For credit card, the $120 per year could be used to splurge. More often than not, you could redeem it for restaurant gift cards or Amazon cards or anything. To put it in perspective, this is about the same amount that you would get charged if you were to use an average active mutual fund in the US on an investment of about $10,000. So it might not be a lot in the grand scheme of things, but still it might get you that new gadget or round off that much-needed rewards for a plane ticket.