How to use Evolve billpay and Money Orders

Evolve billpay is a pretty nifty tool that is available as of start of 2014. www.evolvemoney.com is a startup that lets you paybills using your debit cards. In an age, where one simply links one's accounts online and forgets about it, it is kind of pain to use services such as Evolve Money. That is, until you recognize the full power behind them. You cannot use credit cards on this site. Only debit cards and gift cards are allowed. Yep, gift cards. That is where the reptilian part of the brain should fold your hands and play with the fingers. The kind that a honey badger would do.

With gift cards being accepted, you could simply follow the templates and load up on gift cards from those credit cards where you could earn high percent category bonuses. Once you have the gift cards, simply key them in and pay off the bill. The whole setup is very easy and all online and not worthy of a picture. It is quite easy and the site remembers your billers as well as old debit card info. I use them for my utilities payments or internet payments among others.

The big bonus feature is it can also be used for some mortgage payment. Some months, when I have to make extra payments on the principal, it is much easier to log into this site and just payoff with a handy gift card.

What else do you do with any remaining gift card? Money order is the answer. While Wal-Mart and USPS are likely places, both of them might stop or already have stopped accepting non banking debit cards. Which means only grocery stores are the left over options. For me, the payments such as rent on an apartment is done by money order since the property management does not accept any other form of payment nor has any online interface. Speaking of which, there are some good online tools for rent pay such as WilliamPaid or RentShare but all of them charge quite a bit high transaction fees. If you don't mind them or are desperate to achieve a credit card spend, they could be one way. But if money order is an option, and in most cases they are, then it is quite easy to convert your debit gift cards to money orders using grocery stores. They charge between 29-99 cents and are quick and painless. Once you get them, remember to write down the name of the payee and put it in a safe place. You could deposit it using ATM or mobile apps in Chase or Bank of America or Wells Fargo or any of the leading banks with apps out there.

Money order is one handy tool in your arsenal with which to liquidate your holdings. Evolve money gives you a legit outlet to pay bills and accumulate some points in the interim.