With the constant cycle of loading up Serve or Bluebird as well as PayPal or other prepaid cards such as Netspend or Green Dot or Western Union among others, the head goes into a tail spin as to what is being loaded where, withdrawn how and has the transaction posted yet? So, my computer programming mind, thought about automating or converting a part of this into non-thinkable ( and thus non-taxing to your mind) process.
How to test Bluebird or serve ( since you can have only one or the other ) ?
The questions that top the mind are:
- is there an unused gift card (slang used will be gc from here on) somewhere?
- as gc is used for many other options such as paying rents or mortgages via money orders, is this all accounted for?
- gc main card is say chase - so chase spend = serve credit + rent + mortgage + anything else such as bill pay options (Serve/Bluebird has a neat transaction search and filter feature on their site)
- From August/September, I am just running audits ( ha ha .. corporate style!) that would identify if +/- does not add up
- another option is the chase card such as freedom and then either bill pay chase freedom or just use it for other legit bill pay options so as to not invite scrutiny
Actual Test is:
- The inflow is from credit cards
- The outflow is money order + bill payment to credit card only now
- Test the online account statements of bluebird/serve/banks and bill pays
How to test PayPal?
- is there an unused PayPal card somewhere?
- did PayPal load correctly into PayPal site?
- did the money from PayPal go to my bank account?
- did the money go from bank account back to the credit card account or some other bill payment options?
- main card here is a periodically changing card .. which right now is the chase ba card .. money from here mostly flows to chase cc and other bank accounts
- the main bill pay here is chase ba or other cards
Actual Test is:
- The inflow is from chase card
- The outflow is only bank account withdrawal for now and from there back to chase bill pay card
- The limits are USD 4,000 PayPal cash card load.
- The place to test is the paypal.com website/ bank website and credit card website
With the closure of Amazon payments as of mid-October only these two primary options remain. It is in a way easier to manage this spend and track them. Like in all fields, the cream rises to the top and only the best of the best will remain and in true capitalism style, the non-competitive cards are going to die their natural deaths. There are of course, immediate emails and alert notifications that come to me but I just wanted like a website or a dashboard where I could track or monitor all these things as they are automated or mindlessly performed.
Is there any testing or tracking methods that you follow? Please share!
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