There is a datapoint for the Discover cashback deal which has got some people pretty excited in the credit card community and blogosphere. Basically, you get 10% cashback.
Yesterday, I tried this on various versions of iOS 8 and then downloaded and installed iOS 9 and it works only on iOS 9. Apple or Discover do not support it though the error message says the bank does not support this card currently for iOS 8.
Say whatever you want about Apple, they make things very user friendly. The credit card reader was spot on. Pretty accurate reading and easy to use interface to add the card.
There is some small difference though - in iOS8, the Apple Pay app is inside another app and you can also access it from Settings directly. In iOS 9, this is replaced by Wallet. Which is am more intuitive name for this. As Wallet has cards storage and pass ( concert tickets or boarding passes etc) and it is a neat tool. One should give it to Apple for designing things in a way that does not make it hard to find. It just flows. While Android is there too, Samsung especially is nice with all this but there are other devices which are really not upto the game which blemishes the whole platform.
Finally, kudos to the Discover marketing team if they could pull this off. I mean, these are the days of cut throat competition in the credit card sector and I have seen lots of folks cutting down their credit cards or just opting for a plain vanilla one from a neighborhood big bank. In a way it simplifies things a lot and one has to give credit to the marketing teams here who come up with programs such as these where it is not about big sign up bonuses but rather you are incentivized to forget about other cards for an entire quarter!
As I covered in the earlier post, this deal is good but has a huge spending. If you have some big spending coming around the corner and the retailers where you shop use Apple Pay ( just ask them directly thats the best way as different swiping machines have different logos and support different protocols) then this is a nifty deal for sure.
No comments:
Post a Comment